Littleton Mortgage Broker Dedicated To Building A Strong Community
With more than 30 years of experience in residential financing, Universal Lending Corporation has been helping to build the community in Highlands Ranch and Littleton, Colorado little by little. We are proud to uphold only the most responsible of lending practices, and this high moral standard and trustworthy approach to lending is what sets us apart from any other mortgage broker in Littleton or Highlands Ranch. We ensure that the families we work with get to see their real estate dreams come to fruition, secure in the knowledge that their loan is the right one for them. So, whether you are buying your home or have decided to refinance, choose Universal Lending Corporation to be your partner.
Highlands Ranch And Littleton Mortgage Broker Listens To You
Every one of our clients comes to us with a different hope or objective. Here at Universal Lending Corporation, we have the experience and the expertise to tailor our services to your needs. We listen carefully to your needs, whether you are first time homebuyers, seasoned borrowers looking to refinance your mortgage, or you’re looking for that perfect investment property.
Whatever your circumstance, we have the tools to make your journey as stress-free and simple as possible with our personalized broker services. We offer loans from the Federal Housing Administration (FHA), the Veteran’s Administration (VA), as well as Conventional and Jumbo financing. We understand the trouble young buyers are experiencing in this market, and we are therefore proud to support the FHA 203K Renovation Lending program, and to offer down payment assistance programs for first time homebuyers. Our company was founded on old-fashioned principles, but we have utilized every new technology to make certain that whatever our clients need, we can provide.
Call or email us today. We can’t wait to prove ourselves the perfect mortgage broker for you!
How We Protect Your Privacy
This website is powered by Ellie Mae, Inc., a provider of software and services for the residential mortgage industry since 1997. Visit us at http://www.elliemae.com.
Information We Collect
When you visit this site, we may collect certain types of information from you, such as information you voluntarily provide via forms, applications, etc. We may also collect information about you from your online browsing and transactions, including your preferences, pages visited, technical information regarding your computer and operating systems, such as your Internet Protocol (IP) address, domain name and system configuration and settings.
When you sign up for online access to loan related information, you are asked to create your own username and password to access information related to your loan file. This information is encrypted during transmission. We allow you to select your own personal username (email address) to sign on. We strongly recommend that you use your own email address and not a shared email address that may be accessed by multiple parties.
Your originator may ask you to set up four security questions and answers, as well as a phrase and site image that will be associated with your account. If we ever need to confirm your identity, your correct answers to the security questions in conjunction with the phrase and site image will help us verify your identity.
“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. Ellie Mae may set and access cookies on your computer to track and store identifying information about you. We also may gather information about you using cookie technology. For example, Ellie Mae may assign a cookie to you to limit the amount of times you see particular information. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you. We encode our cookies so that only we can interpret the information stored in them.
This website will automatically log you off after 20 minutes of inactivity. This reduces the risk of others accessing your information from your unattended computer.
Ellie Mae’s computer systems are protected 24 hours a day by a powerful firewall that blocks unauthorized entry.
EncryptionFrom the moment account information leaves your computer to the time it enters Ellie Mae’s system, all online access is encrypted.
During any exchange of sensitive loan information or documents, our 128-bit encryption turns your information into a coded sequence with billions of possible variations, making it nearly impossible for unwanted intruders to decipher. Ellie Mae servers possess the formulas required to turn this code back into meaningful information for processing.
Any Web address beginning with "https://..." indicates the page you are viewing uses encryption. The "s" stands for "secured."
Ellie Mae’s security team maintains and monitors our security systems to help ensure that your accounts are safe and secure.
(Protection of the Privacy of Personal Non-Public Information)
At Universal Lending Corporation, our top priority is to provide you, our customer, with outstanding products and services. To achieve this goal, we must collect maintain and use certain personal and financial information. We recognize and respect your privacy concerns and expectations about this information. We want you to know about our privacy policies and procedures.
Collection and Use of Customer Information:
We collect, retain, and utilize information about you to operate our business and to make products, services, and other opportunities available to you. We obtain information in a variety of ways (for example, directly from you in applications, from your transactions or experiences with us, or our affiliates, and from credit bureaus and other third parties). Also, when you visit our website, we collect information to measure the use of our site and to improve the content of our site.
Categories of Information:
As part of providing you with financial products or services, we collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, whether in writing, in person, by telephone, electronically, or by any other means. This information may include your name, address, employment information, income, and credit references;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency. This information may include account information and information about your credit worthiness;
- Public Sources. This information may include, but is not limited to, real estate records, employment records, and telephone numbers.
Disclosure of Information:
We do not sell your name and address to third-parties for their independent use. To complete transactions that you have initiated, we may provide information about you to service providers that assist us in providing products, services, and supports. These services include, but are not limited to, lenders, investors, title and escrow companies, and appraisal companies. Our service providers are contractually bound not to utilize shared information for their independent use. Under these agreements, our service providers may receive information about you but they must safeguard this information, and may not use this information for any other purpose.
We may disclose information we have about you as permitted by law. Information is shared with third-parties in accordance with the following guidelines:
- To regulatory authorities and law enforcement officials;
- To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability; or
- To others with your consent.
Occasionally we may send you an e-mail from our marketing department. These e-mails may be informational or contain promotional material, for example, a survey asking how we did, a birthday greeting, interest rate notification, holiday greetings, seasonal cards, or a quarterly newsletter. If you do not want to receive this e-mail, just click on the link at the bottom of the e-mail. From there, you can choose to opt-out of a particular category of e-mails or you can choose to be removed from your list and you will no longer receive any marketing material from us.
Confidentiality and Security:
At Universal Lending Corporation, we take our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain appropriate procedures to protect the security of your information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our employees receive training and understand the importance of confidentiality and customer privacy.
If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you may contact either:
Katherine A. Rasmussen
J. David Derby
Mortgage Broker In Highlands Ranch and Littleton, Colorado
Welcome to the home Universal Lending Corporation, a leader in providing residential financing. For over thirty years, Universal Lending Corporation has been helping families finance homes, achieving their dreams and goals of homeownership. We have always focused on responsible lending practices, making sure to make the right loan for the right person. We understand the impact we have on our community and we take that responsibility very seriously. We are honest and ethical Highlands Ranch and Littleton Mortgage Brokers that will educate and guide you through the home buying or refinance process.
Littleton and Highlands Ranch Mortgage Brokers Creating Custom Solutions
At Universal Lending Corporation, you will find the best loan options to fit your specific situation. Whether you are purchasing your first home, buying investment property, or refinancing your current mortgage to lower your rate or consolidate debt, we have the experience and knowledge to provide you with the best options possible. Each of you is going to have different goals, expectations and sets of circumstances. For this very reason, we implement customized Littleton and Highlands Ranch mortgage broker services. For instance, we offer loan programs ranging from Federal Housing Administration (FHA), Veteran’s Administration (VA), Conventional, & Jumbo Financing. We also specialize in Down Payment Assistance programs for First Time Home Buyers as well as the FHA 203K Renovation Lending program. Lastly, our one of a kind approach combining old fashioned customer service, an unrivaled knowledge base, with new age technology, allows us to serve our clients in the best and most efficient manner possible.
Call or e-mail us today to get started on your road to achieving your goals! We thank for stopping by and we look forward to earning your trust and the opportunity to provide our result-driven mortgage broker solutions.