Sound Littleton and Highland Ranch Mortgage Services

Have you ever looked at a home and thought how great it would be to finish the basement, remodel the kitchen or bathroom, or just update the windows and roof? What holds you back, money…right? Of course it does! How great would it be to just include all that fix up cost into your mortgage and have one low monthly payment?

It is the mission of our team to provide you mortgage services in Littleton and Highland Ranch that are geared towards one low monthly payment.

The Federal Housing Administration (FHA) has a loan program available to homeowners that wish to fix up and remodel their primary residence. This program is called a FHA 203K loan and it’s designed for homeowners who want to remodel their home and build equity. There is no second mortgage or Home Equity Line of Credit. You have one monthly payment at roughly the same interest rate as a normal FHA 30 year fixed rate. The size of the project can range from something as simple as replacing a furnace to something as large as remodeling an entire home! Here are some ideas of what can be done to a home through this program;

• New roof, windows, gutters, siding, insulation, & exterior paint
• Remodel kitchen, baths, light fixtures, appliances, interior paint
• Finish basement
• Additions & Garages
• Energy Efficient improvements

The FHA 203K loan is available not just for first time home buyers but anyone looking to finance a home as long as it’s a primary residence. Standard FHA guidelines apply the same as a normal FHA loan and this program can be used for Purchases and Refinances alike. Apply now.

Here is a great article on other ways the 203K can help

Call today to learn more about this amazing opportunity and how our Highlands Ranch and Littleton Mortgage services will help you and your family!